Airport exchange bureaux operate in high-demand locations where travellers usually need currency quickly. Because of this, rates are often less competitive compared to city-centre currency exchange providers or online pre-order services.
Many airport kiosks advertise "0% commission", but this can be misleading. Instead of charging a visible fee, the cost is often built into the exchange rate itself.
This means you may receive significantly less foreign currency for your money without immediately noticing.
For example, even a small difference in exchange rate can make a noticeable impact if you are exchanging larger amounts for holidays, business travel, or overseas property purchases.
| Option | Convenience | Exchange Rates | Fees |
|---|---|---|---|
| Airport Exchange | Very High | Usually Poorer | Often Hidden in Rate |
| Online Pre-Order | High | Usually Better | More Transparent |
| City Centre Exchange | Medium | Often Competitive | Varies |
| ATM Abroad | High | Can Be Competitive | Bank Fees May Apply |
Taking a few simple steps before you travel can help you secure a better exchange rate and get more value from your travel budget.
Compare exchange rates before travelling
Avoid exchanging large amounts at airports
Watch out for "0% commission" marketing
Consider reserving travel money online
Exchange currency in advance during favourable market movements
Use reputable, FCA-registered currency exchange providers
At Sterling FX, we help travellers and international customers exchange currency with competitive rates and transparent service from our London branch.
Whether you're travelling for business, a holiday, or exchanging larger amounts of foreign currency, our team can help you secure better value compared to many airport exchange services.
If you are looking to do an international money transfer, you can visit our send money page for more information.
In most cases, yes. Exchanging currency before arriving at the airport often gives you access to more competitive exchange rates and lower overall costs.
Airport exchange providers operate in high-convenience locations where travellers may have limited alternatives. Because of this, rates are often less favourable than city-centre or online exchange services.
Not always. Some providers remove commission fees but apply a margin to the exchange rate instead, meaning you still pay indirectly through a weaker rate.
Using an ATM abroad can sometimes offer better rates, but it depends on your bank fees and whether dynamic currency conversion is applied.
Many travellers exchange enough cash for immediate expenses such as taxis, food, or transport, while using cards or additional exchange services during the trip.
Yes. Many currency exchange providers now offer online reservations with branch collection, often at better rates than walk-in airport exchanges.
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